Creating a new loan application

POST

The creation of a Loan Application using the parameters of the selected loan product in the Loan Application should be carried out in the following order:

1. Initialization of an application using the " Initialization of a new application for a loan " method.

2. Adding a loan product to the application initialized in the previous step using the method " Automatically adding a loan product to the application ".

-> 3. Enter the value of the parameters "clientId" - the client's identifier, "creationDate" - the date the order was created, "currencyId" - the currency identifier and "loanAmount" - the amount of the order. If necessary, you can replace other product parameters: fields affecting the loan term: number of tranches, duration of the period with m / y repayments, interest rates, as well as the value of the gettingMoneyMethodId field (possible values ​​can be obtained using the " Methods of obtaining a loan ").

Creating an order using the current method. (In fact, saving the received / filled data to create a Loan Application in the previous steps). When creating an application, a lead will be created automatically

Request Body

application/json

object

Activity Subtype ID

Format"int64"

Age

Client's place of contact

KB Scoring

Format"double"

Client ID

Format"int64"

object[]

Co-Borrower

Format"int64"

Id

Format"int64"

integer[]

Collateral ID

Format"int64"

Format"int64"

Format"double"

Date of the agreement

Format"date"

Format"int64"

Contract name. This field is filled in if you need to know the contract number at the application stage, when the contract itself is not yet available

Format"int32"

Format"int64"

Creation date in milliseconds

Format"date-time"

object

Loan conditions

Format"double"

Do not carry over from holidays and weekends (Yes / No)

Possibility of repayment before maturity upon auto-acceptance (Yes / No)

Format"double"

the first day of accrual of additional interest on overdue fixed assets

Format"int32"

last day of accrual of additional interest on overdue fixed assets

Format"int32"

charge additional interest on overdue fixed assets (as a separate type of amount)

accrue interest on the day the contract is issued (in this case, interest is accrued on both the first and last days of the tranche)

Accrue interest on overdue fixed assets (Yes / No)

Penalty on calendar days (Yes / No)

Accrue interest at the end of the loan term (Yes / No)

Credit line type

Format"int64"

Method for calculating dates

Format"int64"

Day of delay for calculating late penalties

Format"int32"

Format"int32"

Number of days before switching to a rate in case of delay. If the delinqIntRateDelay field has a value of 0, then the interest rate in case of delay is used from the first day of interest accrual on the tranche (if there is a delay in the previous tranches), otherwise, the usual interest rate will continue to operate from the beginning of the tranche for the specified number of days

Format"int32"

Interest rate on delay

Format"double"

Discounting activated

Early renewal from the current date (Yes / No) (otherwise, prolongation from the end date of the current tranche)

Format"int32"

object[]

Fees

Do not charge first weekend penalties

Late Penalty (Fixed Amount)

Format"double"

Prepayment offset method

Format"int64"

Full shift of the schedule from the actual date of issue (Yes / No)

Loan product identifier

Format"int64"

rate in the first period

Format"double"

rate in the second period

Format"double"

Interest calculation method

Format"int64"

Interest method

Format"int64"

Interest rate

Format"double"

Grace period (without interest accrued for this period)

Format"int32"

Deferred grace period (in days)

Format"int32"

Format"double"

Calculate percentage of the amount in the contract

object[]