User Constants
| Main Currency | The main currency is selected from the dropdown list |
| Maximum Amount per Person | The maximum disbursement amount to one client across all loans is specified. |
| Round to Whole Number | Rounding in program calculations to a whole number |
| Churn Period in Days | The number of churn days is specified. This field is needed for generating the churned clients report. Churned clients are those who no longer have active loans. |
| Legal Address | The organization's legal address is specified |
| City | The city is specified |
| Organization Name | The organization name is specified |
| Organization Director | The organization director is specified |
| Indexed Accounting | Indexed accounting setting. |
| Parallel Loans | Program setting for parallel loans. |
| Items per Page | The number of items displayed per page (for list forms) is specified. Default is 20 |
| Round to | Rounding precision is specified (default = 2) |
| Round Principal to | Principal rounding precision is specified (default = 2) |
| Valid Overdue Period | The valid number of overdue days is specified. |
| Foreign Accounting Currency | Foreign accounting currency specification |
| Chief Accountant | The Chief Accountant's full name is specified |
| OKUD Form for Cash Receipt Order | The OKUD number for Cash Receipt Orders is specified |
| OKPO Form | The OKPO number for Cash Receipt/Disbursement Orders is specified |
| TIN/KPP | The organization's TIN/KPP is specified |
| Cash Account | The cash account number for Cash Receipt and Disbursement Order print forms is specified |
| Apply Principal Prepayment Only on Payment Due Date | Principal prepayment crediting setting |
| Apply Interest Prepayment Only on Payment Due Date | Interest prepayment crediting setting |
| Apply Admin Fee Prepayment Only on Payment Due Date | Admin fee prepayment crediting setting |
| Display Client's Full First and Last Name | Client name display setting in Brainysoft software |
| Days Overdue to Start Off-Balance Interest Accrual | Off-balance interest transfer setting |
| Days Overdue to Start Off-Balance Penalty Accrual | Off-balance penalty transfer setting |
| Starting Invoice Number | The starting invoice number is specified |
| Bank Account for Online Lending | Bank account specification for online lending |
| Cash Balance Validation When Saving Cash Flow | Cash balance verification |
| Number of Threads for Processing All Contracts | Number of contract processing threads specification |
| Minimum Principal Discrepancy for Schedule Recalculation | Amount specification for schedule recalculation |
| Term Threshold for Long-Term Contract in Reports (Days, Greater Than) | Number of days specification for long-term loan classification |
| Acceptable Difference Between Last and Second-to-Last Tranche Payment Amounts | Last annuity payment difference amount specification |
| Central Bank Code for Consumer Loans | Central Bank code setting for consumer loans |
| Round Payment Amount to Whole Number (When Selecting) | Payment amount rounding setting |
| Auto-Accept When Creating Cash Flow Entry | Automatic acceptance setting |
| Round Base Payment Period to Lower Whole Number When Calculating APR | Base payment period rounding setting for APR calculation |
| OKUD Form for Cash Disbursement Order | The OKUD number for Cash Disbursement Orders is specified |
| Reserve Fund Rate for Deposits | Deposit reserve fund setting |
| Allow Creating Income Cash Flow for Closed Contracts | Cash flow creation setting for closed contracts |
| Accrue Off-Balance Deposit Interest | Off-balance deposit interest accrual setting |
| Accrue Off-Balance Deposit Income Tax | Off-balance deposit income tax accrual setting |
| Check Client Data Uniqueness Within Legal Entity | Client data uniqueness verification by legal entity |
| Accrue Regulatory Reserve on Principal | Principal regulatory reserve accrual enablement setting. |
| Calculate Reserve Based on Overdue Status | Reserve calculation by overdue status. |
| SPR Scheme ID for IFRS Reserve Rate Calculation by Contract | SPR scheme specification for IFRS reserve calculation |
| Calculate IFRS Reserve | IFRS reserve calculation enablement setting |
| Accrue Regular Reserve on Interest | Interest reserve accrual enablement setting |
| Accrue Fees on Each Off-Balance Repayment | Off-balance repayment fee accrual |
| Create Additional Share When Creating Client | Automatic share contract creation functionality (with additional flag) when creating a client. |
| Write Off Overpayments on Repayment | Automatic loan overpayment write-off setting. |
| Include Discount in Accrual Base for IFRS Reserve Calculation | Discount inclusion setting for IFRS reserve calculation |
| Gateway Event Notifications | Gateway information output in Brainysoft software |
| Allow Loan Amount Greater Than Application Amount | Setting |
| Check Market Rate Availability at Contract Disbursement | Market rate filling verification |
| Calculate Regulatory Reserve | Regulatory reserve calculation enablement constant |
| Calculate Reserve Based on Overdue Status | Reserve calculation constant by overdue status |
| Use Tranche Disbursement Date for SMS Upcoming Payment Calculations | Constant for leasing companies, payment date is tranche start date |