Brainysoft Docs

English

Русский

English

Русский

Appearance

Analytical - Financial Indicators ​

Financial Indicators – a report developed according to the CGAP standard, generated for a period, can be filtered by "Loan Officer" field values and divided into sub-periods:

  • week
  • month
  • quarter
  • year

The exchange rate for foreign currency calculations is taken as of the report end date or sub-period end date.

Portfolio at Risk CGAP – this is the active amount of loans where the principal is overdue (loans that only have overdue interest and no overdue principal are not included here).

Number of jobs created and preserved – job information is saved in the loan application before receiving the loan. Only those active loans that have at least one repaid loan are taken into account. If the previous application had 7 jobs and the current one has 10, then 7 are considered preserved jobs, and 3 are newly created.

Income increase percentage – this is the increase in income from the financed business of clients. Income from the financed business is saved in the loan application. Active loans that have at least one repaid loan are taken into account. The income from the previous application is subtracted from the current income and divided by the value from the previous application – this gives us the income increase percentage.

Report example:

The report contains the following information:

  • Loan portfolio amount (at end of period)
  • Number of active loans (at end of period)
  • Number of active clients
  • Number of active loans held by female clients
  • Number of loans issued since the beginning of the year
  • Amount of loans issued since the beginning of the year
  • Number of loans issued to new clients since the beginning of the year
  • Number of first-time clients among active clients
  • Number of new clients for the period
  • Number of loans issued to first-time clients for the period
  • Average term of active loans (in months)
  • For group lending
  • For individual lending
  • Average size of active loans
  • For group lending
  • For individual lending
  • Number of overdue loans (at end of period)
  • Active overdue amount (at end of period)
  • Portfolio at Risk CGAP
  • Portfolio at Risk CGAP 1-30 days
  • Portfolio at Risk CGAP 31-90 days
  • Portfolio at Risk CGAP 91-180 days
  • Portfolio at Risk CGAP > 180 days
  • Number of loan officers
  • Amount of active loans <= $500
  • Amount of active loans from $501 to $1000
  • Amount of active loans from $1001 to $5000
  • Amount of active loans > $5000
  • Number of active loans <= $500
  • Number of active loans from $501 to $1000
  • Number of active loans from $1001 to $5000
  • Number of active loans > $5000
  • Principal written off for the period
  • Loan portfolio (at end of period)
  • Other (without loan applications)
  • Number of active loans (at end of period)
  • Number of jobs created for the period
  • Number of jobs preserved for the period
  • Number of jobs created and preserved for the period
  • Income increase (in %)