Analytical - Delinquency Rate
The report is generated from the start of the organization's operations until the specified date. The overdue portfolio is determined as of the first day of the month, and delinquency is calculated based on the actual number of days overdue. Grouping is done by MCC code, Region, and loan product code. If the code is not specified in the corresponding directories, the default code 99999 is assigned. Russia region code - 102011
Delinquency stages:
- No delinquency
- From 0 to 30 days
- From 31 to 60
- From 61 to 90
- From 91 to 120
- From 121 to 150
- From 150 to 180
- From 181 and more
In the report, data is grouped as follows:
- first row - by Region
- second row - by Region and product
- third row - Total for the two rows above
Let's look at a report example:
