Operation "Processing with Early Prepayment Offset and Schedule Recalculation"

The operation "Processing with Early Prepayment Offset and Schedule Recalculation" is performed for partial early repayment - the loan term is reduced and the schedule is recalculated.

This operation is performed only on the scheduled payment date.

For this operation to execute correctly, the credit product must have the correct settings configured:

1. Prepayment offset method - Interest, Principal Balance to the end

2. Schedule recalculation on scheduled payment date

In constants, you need to specify the minimum amount for schedule recalculation:

3. Minimum principal balance discrepancy for schedule recalculation.

To run this operation, you need to go to the contract, navigate to the adjustment menu, specify the date, time, and start the process.

Example:

The client took 500,000 rubles for 12 months. Monthly payment is 57,831.64

Planned schedule:

The client deposited 150,000 in the first month.

On 14.06.2018, we run the process "Processing with Early Prepayment Offset and Schedule Recalculation"

Also, in the detailed breakdown of operations, you can see all processes