Analytical - Vintage Delays

The report allows you to analyze the behavior of loans from the start of the organization's operations, issued in a specific month, throughout all subsequent months: delinquency and recovery from it. The report is generated for a specified date.

"1" - this is the first month after issuance. "2" - the second, and so on.

On the first sheet "1+" - it shows how the portfolio goes into delinquency and the number of days overdue is more than 1 day, and recovery from it.

On the second sheet "31+" - what portion of the portfolio issued in the corresponding month goes into delinquency with more than 31 days overdue and recovers from it.

On the third sheet "61+" - more than 61 days, and so on.

The delinquency is calculated based on actual figures. It can be verified with the Overdue Loans report at the end of the month (07/31/16, 08/31/16, etc.)