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Decision-Making System (DMS) ​

The "DMS" section is dedicated to configuring and using the Decision-Making System (DMS) in Brainysoft software. DMS is an automated tool that helps responsible persons assess borrower creditworthiness and make decisions on loan applications.


Section Purpose ​

The Decision-Making System is used for:

  • Step-by-step verification of the borrower against specific parameters.
  • Automation of application review processes.
  • Configuration of flexible verification schemes using various types of checks.
  • Integration with external systems (e.g., Rosfinmonitoring, FSSP).

Main Topics of the Section ​

1. DMS Configuration ​

Description of the process for creating and configuring DMS schemes. Includes adding verification steps such as:

  • Passport verification against blacklists.
  • Automatic credit history request.
  • Execution of expressions and commands.
  • Manual verification by employees.

2. Using Expressions and Commands ​

Instructions for creating and configuring expressions to verify borrower data. Examples of expressions that always return true and their application in client creation methods.

3. Configuring Application Receipt Channels ​

Step-by-step guide for configuring application receipt channels, such as LOAN_APPLICATION, and their integration with DMS. Detailed description of parameters and settings for correct operation of client creation methods.


What Is This Section For? ​

This section will help you:

  • Configure DMS to automate application review processes.
  • Create flexible borrower verification schemes.
  • Integrate DMS with external systems to improve assessment accuracy.
  • Ensure correct operation of client creation methods via API.

Notes ​

  • Make sure all required fields are filled in before saving data.
  • If errors occur, check the correctness of expressions and receipt channel settings.
  • To automatically create a contract, leave the "Automatic contract creation" checkbox enabled.