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Credit Product

The "Credit Product" module in Brainysoft (BS) is a tool for configuring various client financing conditions (individuals/legal entities/sole proprietors/SMEs), such as BNPL, Lending for any purpose (PDL, POS, secured lending), Leasing, Rental, and others.

Directory capabilities:

  • Setting up lending conditions:
    • Ability to configure any payment frequency.
    • Use of multi-rates for interest calculation within a single schedule.
    • Application of various types of penalty sanctions.
    • Accrual of additional fees.