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Basic - Loan Portfolio Appendix 1 ​

The report is generated as of a specific date. Report example:

Column descriptions:

  • No. - Sequential number.

  • Currency - Always displays "Rub".

  • System No. - Contract identifier from BS.

  • Legal contract number - Contract number from BS.

  • Client name - Client's full name/Legal entity name

  • Account - Client's settlement account.

  • Issued - Amount issued under the contract.

  • From - Planned disbursement date from the contract.

  • To - Planned closing date under the contract.

  • Interest rate - Interest rate from the contract as is (rate type is not verified).

  • Outstanding debt balance, rub. - Principal balance as of the report date.

  • Including. Current - Principal balance as of the payment date, if the contract has no actual principal arrears.

  • Including. Overdue - Principal balance as of the payment date, if the contract has actual principal arrears.

  • Reserve rate under RAS - Reserve rate at the end of the period, %.

  • Reserve. Current - Not filled.

  • Reserve. Overdue - Reserve amount on the active principal balance at the end of the period.

  • Reserve, total - Reserve amount on the active principal balance at the end of the period.

  • Overdue interest debt - Overdue interest balance at the end of the period.

  • Reserve for overdue interest - Reserve amount on the overdue interest balance at the end of the period.

  • Accrued interest - Not filled.

  • Reserve for accrued interest - Not filled.

  • Accrued penalties, fines - Not filled.

  • Reserve for penalties, fines - Not filled.

  • Date of principal transfer to overdue - Principal arrears date (actual).

  • Number of days of principal arrears - Number of days of principal arrears at the end of the period (actual).

  • Date of interest transfer to overdue - Interest arrears date (actual).

  • Number of days of interest arrears - Number of days of interest arrears at the end of the period.

  • Collateral type - Not filled.

  • Collateral description - Collateral type from the collateral in the application.

  • Collateral registration date - Credit contract date.

  • Collateral book value - Collateral value from collateral (if filled).

  • Fair value of collateral - Market value from collateral (if filled).

  • Date of last market valuation of collateral - Not filled.

  • Guarantor - If collateral type is Guarantee (collateral type ID 1017510), displays the Pledgor's full name from the collateral.

  • Guarantee coverage - Contract amount.

  • Product - Credit product name in the contract.

  • Loan purpose - Loan purpose from the application.

  • Insurance type - Not filled.

  • Insurance premium - Not filled.

  • MFC insurance income - Not filled.

  • Bank commission paid - Not filled.

  • Insurance payment terms - Not filled.